Chequing

Personal Chequing Account

• This is a basic, non-interest chequing account available for personal, business or organizational use
• Funds can be accessed with Global Payment Card or a MEMBER CARD Debit Card
• A line of Credit may be attached for overdraft protection (OAC). You will only pay interest on the exact amount of the line of credit you use, and only for the number of days you use it.

Maximizer Interest Bearing Chequing Account

• This chequing account earns interest daily based on the closing daily balance and paid monthly
• Minimum balance of $1000.00 or service charges apply
• Funds can be accessed with a Global Payment card or a Member Card Debit Card

Youth Accounts/Trust Account

• Youth can range in age up to 18 years to qualify
• Interest bearing account, calculated daily and paid monthly
• No service charges
• No minimal balance required

Graduate Account

• Interest Bearing chequing account, calculated daily and paid monthly
• Must be 17 to 25 years of age and be enrolled in a post secondary education program
• Minimum of 60% full time studies required
• First order of cheques are free
• First 10 debits per month are free
• ATM fees are ½ the cost of current service charge

Heritage Account

• Available to all members 55 and over
• First order of cheques is free
• First 10 debit items – no charge
• Free Utility payments
• Free Travellers Cheques
• Free Canadian Money Orders
• Free Canadian Drafts
• $5 reduction on safety deposit box
• Bonus interest of ¼% on term deposits for at least one year and $5000 or greater
• No minimal balance required

US Dollar Accounts

• Monies deposited and withdrawn in US funds
• Interest bearing account with interest paid monthly on closing daily balances

Service Clubs

• No service charges