Insurance

Member Term Life

• Coverage will pay the face amount regardless of your loan balances
• Designed for members who own their own business or farm-members with larger debt, such as lines of credit

Group Mortgage Life

• Offers immediate protection for our mortgage borrowers upon answering a few health questions
• Pays your outstanding mortgage balance plus interest
• Easy coverage to obtain and often less costly

Credit Life and/or Credit Disability

• Provides a financial safety net in the event of an accident or illness
• Coverage will either make your monthly loan payment or repays the balance of the loan
• Premium is paid at the time the money is borrowed and is most often included in the loan financing

Critical Illness

• Provides a living benefit
• This coverage will pay off your insured loan upon diagnosis of cancer, stroke or heart attack