Insurance

Member Term Life

  • Coverage will pay the face amount regardless of your loan balances
  • Designed for members who own their own business or farm-members with larger debt, such as lines of credit

Group Mortgage Life

  • Offers immediate protection for our mortgage borrowers upon answering a few health questions
  • Pays your outstanding mortgage balance plus interest
  • Easy coverage to obtain and often less costly

Credit Life and/or Credit Disability

  • Provides a financial safety net in the event of an accident or illness
  • Coverage will either make your monthly loan payment or repays the balance of the loan
  • Premium is paid at the time the money is borrowed and is most often included in the loan financing

Critical Illness

  • Provides a living benefit
  • This coverage will pay off your insured loan upon diagnosis of cancer, stroke or heart attack